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Latest Articles

    Are the Panama papers affecting the Miami real estate?

    Posted on 11/19/2017 by gooneworld   |   written in English1

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    The Panama papers, the Miami FL real estate market and the news story that makes an impact across countries. When the story of the Panama Papers broke out, the entire planet was shocked by the tricks of wealthy people across the world to cover their wealth and avoid taxes. The story emerged after a group of investigative journalists from influential newspapers went to great lengths to unearth the scandal.

    When they finally got their story, many were left astounded. The Panama Papers story involved unearthing data related to the secret dealings of a Panamanian firm known as Mossack Fonseca. The company was the favourite of the world billionaire and millionaire clients who wanted to create shell companies and offshore accounts to hide money from their governments.

    There is a famous saying that wealthy people from around the world speak the same language. The release of the data from the Panamanian firm proved the point. The list of clients featured leading entrepreneurs, politicians, celebrities and criminal network heads. When the full extent of the dealings was absorbed, a European leader was forced to vacate office; governments launched investigations, and others chose to initiate damage control measures.


    Closer home, the US Treasury department immediately swung into action and started drafting rules for banks to reveal the identities of people behind shell companies. The department also set standards to stop the opening of offshore accounts.

    The Miami real estate industry was one of the most affected. Reports were detailing that some of the money used to buy overpriced condos came from people named in the list. It is notable that even before the mention in the Panama papers, Miami real estate industry was under the scrutiny of the US government over money laundering claims. The authorities were not comfortable that people were buying a substantial number of condos and luxury properties in Miami in cash without any trace. Considering that some of the listings cost millions, it was curious how the buyers could afford such as cash transactions without any legal documentation.

    The US government raised a red flag in the type of investments in Miami-Dade county and set up measures to track the origin of money from buyer paying more than $1 million in cash. The primary concern of the authorities was that since the money did not pass through the formal banking sector, it was deemed to be suspicious. In 2015, about 53% of the properties in the area showed registered as cash sales.

    When foreigners bought property worth $6.1 billion in Palm Beach, Broward, and Miami-Dade, there was a lot of suspicion about the source of the funds. Most of the money was thought to represent a capital flight from Latin American companies. When the actual identity of the owners of the properties emerged, it was a shock to industry players. Paulo Alves Pereira, a Brazilian politician, and property developer was one of the names. He was discovered to be Mateus 5’s real owner. Paulo resigned as governor of Brasilia some years ago after being accused of corruption. When Miami Herald decided to investigate the report further, it found at least nineteen foreign nationals that own property in Miami featured in the Panama papers. These nineteen individuals are suspects of being involved in fraud, bribery and tax evasion back home. The investigation also discovered that many clients from Brazil that used services of a particular local real estate attorney were of questionable background. Most were politicians, politically connected individuals, and judges. The newspaper found that Miami Association of Realtors organized an event to advise its investors about the ways how to go around the new tax rules introduced by the government.

    It is easy for foreigners to buy property in Miami using shadow legal entities. Secret trusts, limited liability corporations, and offshore companies can buy any property in Miami without any problem. There is nothing illegal about the arrangement as long as the businesses pay taxes and declare their assets. The fact that foreign nationals that invest between $500 to $1 million in a US project have a chance of becoming US citizens through the EB-5 visa program has also been of much interest to the Latin American nationals.

    Although many factors have contributed to the recent slowdown of the Miami Condo market, one of the reasons must be the release of the Panama papers. Foreign buyers can no longer do business as usual. They find that there are many more questions being asked compared to last year deals. At the same time, many Latin American companies are going through a rough patch economically and also politically.

    Panama papers may affect the condo prices in Miami that can come down to affordable levels. At some point, the massive inflows pushed property prices to such high prices that they were not accessible to the locals. Rental prices may come down to affordable levels as well when owners of empty condos choose to lower their rates to lure tenants. 2016 has seen the completion of many new developments and the market is about to reach saturation point.


    Investors in new developments are now choosing to convert them to rental properties until the market readjusts itself. For the moment, it seems the impact of the Panama papers has dented the image of Miami and its luxurious condos. Whether the revelations will have a significant effect on the industry remains to be seen. The authorities will certainly take a closer look at the property deals completed in Miami that involve foreigners and cash. The effect of Panama papers has left its mark for the years to come.

    5 Popular Misconceptions - Usage of Instagram For Customer Engagement

    Posted on 11/19/2017 by annoraflorence   |   written in English2

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    What was first introduced as a simple mobile app for sharing photos of cats and dogs is now one of the top most online marketing platforms for business from all around the globe. Yes, we are talking about Instagram, the social network that has over 500 million users as of October 2017 and continues to grow rapidly.


    If you are looking to advertise or generate leads for your business, Instagram marketing could be the best platform to achieve your goals. The best thing about this site is that it offers equal opportunity to small, medium, and big businesses to advertise and attract clients depending on the effectiveness of their promotion. That said, there are also several misconceptions about using Instagram for business promotions, and we’re going to take a look at some of them in this post. Here you go…


    1) Instagram for Big Brands


    Did you think that only established brands with a worldwide following and a hefty marketing budget can attract more followers on Instagram? Well think again, small businesses from various niches have attracted 1000s of followers by running budget-friendly marketing campaigns ( on the platform. Not just businesses, but also bloggers and freelancers have been able to get the attention of the public by running smart advertising campaigns. Fashion bloggers are said to be the biggest gainers of Instagram marketing. It’s amazing that people who started posting pictures as a ‘wannabe fashion star’ have gone on to become influencers in their own industry just by sharing catchy photos and interacting with their audience on a timely manner.


    If you are a business that is looking to attract more customers and get the better of your competition, again, Instagram is a great place for you. The only thing you need to have to be highly successful is a reliable marketing strategy.   


    2) Only Visual Products Work


    Some people are of the wrong notion that Instagram is just for businesses that belong to the industry of visual products. For example, smartphones and other gadgets. But, it’s wrong. You can promote your business and make a lot of money even if you offer a service – something that solves people’s problems and is available for a low price that they can actually afford.


    However, keep in mind that to be successful as a service provider on Instagram, you need to promote your business in a more creative way through iDigic. Put more thinking into your service innovation and also into your advertising options.


    No matter what the size of your business is, your goal would be that of posting visually enticing images and videos and getting people to talk about your promotions. But on the other hand, when people find your promotions to be less interesting, they will start thinking “these people aren’t able to convey their messages well, how can I trust them over other companies?”


    The sole purpose of online marketing is to develop trust and credibility among the audience – and do that in an entertaining way. There are many service-offering local businesses that attain a high ranking on social media and Google search results just by posting great visuals and following their promotions up with great customer support. So, when you promote your services, make sure you don’t overlook the importance of great visuals and powerful messages.


    3) The marketing results are Immeasurable


    There is another misconception that Instagram marketing results are non-trackable because they’re either time-consuming or there is too much to measure. However, that isn’t true. Unlike how the tracking method was half a decade ago, these days you have tons of new tools that make marketing results easily measurable and improvable. Whether you are interested to know what your target audience is liking, what people in your industry are talking about, who your followers are following, or what photos your potential customers are liking, there is always a readymade tool to track your results.

    Businesses use various Instagram marketing tools to determine their brand’s performance and see how they can improve to get better results. Not just Instagram, there are tools that can help you track your marketing campaign performance across multiple social networks as well.


    4) Only Photos are to be posted


    When Instagram was launched it was strongly gaining popularity because of its innovative photo-sharing features, businesses and brands started thinking that Instagram is only a place to share photos. But, in recent times, we have seen that brands have been immensely successful by posting quality videos as well. In fact, the good news is, Instagram has increased its video duration from 15 seconds to 60 seconds, which has delighted many promoters and customers alike.


    Businesses that post photos and videos are able to generate high engagement on the platform and attract more likes and followers for their updates. Probably one of the major challenges for marketers could be the competition. There are millions of photos and videos being shared every single day, so advertisers need to work extra hard to get over their competitors and get more popularity on the platform. Not to forget the hashtag factor. In addition to great visuals and powerful messages, it’s important that you use relevant hashtags to reach out to your audience. This will help improve the searchability feature of your posts and get you more likes in the long term.


    5) You can sell photos


    With the kind of filters and special effects that were available, people even started thinking that they could make simple photos look extraordinary and sell it on the platform. But, that’s not how it works. Instagram has made it clear in its terms and conditions that it is not a platform to sell photos.




    There you go! These are some of the biggest misconceptions people have about Gramilab Instagram. Clearing up a few things can help you do impressive things on the platform. We hope you found the post useful. Cheers!

    Breslauer & Warren Jewellers

    Posted on 11/18/2017 by breslauerwarren   |   written in English3

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    At Breslauer & Warren, we have the best selection of diamond engagement rings, diamond bridal jewelry, and fine gemstone jewellery, especially when you compare us to any of the other Calgary jewelry stores.


    Address: 141 6th Ave SW, Calgary, AB T2P 0P8

    Phone: 403-252-9048



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